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why is chinese saving rate high? china`s saving rate

저작시기 2010.01 |등록일 2010.01.09 워드파일MS 워드 (doc) | 8페이지 | 가격 3,100원

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why is chinese saving rate high?
china`s saving rate

목차

Introduction
Three categories of saving in china
The reason of high saving rates in Business sector
Household Savings in China
Why does the government of china motivate people to consume?
Ways to solve the problem
Conclusion

본문내용

Introduction
Since the economic reforms at the end of 1978, high investment rates and domestic household savings rates have served as the key elements driving economic development in China. Investors trust the government and people like to save their money into banks for more security. Banks in China promised to keep the stable interest rate of deposit. The deposit interest rate was high because Chinese government encouraged people to put their money in banks. Chinese economic policy allowed foreign investors to invest firms and made profits, but it not allowed convertible money at this time. The exchange rate is not very high in the earlier time, and it was controlled by the central government. With the growth of economy, high interest rate of residents’ deposits causes some problems. Recently, government lowers the interest rate to encourage people to increase consumptions. The policy changes with the development of economics environment.

참고 자료

Chinanews.cn. February 10, 2006. China sees high interest rate?

Zai-jen, Ian Wyatt, October 27, 2009, High Savings Rate in China Actually Hurts the Chinese, Daily Profit

Calla WIEMER, 10 September 2009, UNDERSTANDING CHINA’S HIGH SAVING, EAI Background Brief No. 476

Calla Wiemer, November 12, 2008, China’s Stimulus Will Work, The World Street Journal.
http://online.wsj.com/article/SB122643558466218199.html

Post-Crisis China: Saving and Consumption Dynamics, MasterCard Worldwide Insight
http://www.mastercard.com/us/company/en/

Saving Behavior in China
http://finance.mapsofworld.com/savings/china/

China`s Savings Rate
http://finance.mapsofworld.com/savings/china/rates.html

The 51% of saving rate in china
http://korean.people.com.cn/71753/175884/176384/10548479.html
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